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Home Buying Tips - It Is the Best Time to Buy!

Historically Low-Interest Rates plus Great Home Pricing = Buy Now! 

There is no better time to buy a new home. Today's rates are historically low and every day you wait there is a possibility of rising material costs and rising labor costs increasing pricing in your dream community. Take advantage of the benefits of buying new and home ownership today!

  1. PICK THE AREA YOU WANT TO BE IN

Narrowing down what area you want to live in, is often the first step to your new home search.  Once you determine area, you can start to determine what you can afford in that area.

  1. UNDERSTAND MORE ABOUT WHAT YOU CAN AFFORD

Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct and fix any problems you discover.

Visit one of our Sales Consultants for a free pre-qualification or reach out to a loan officer for a more in-depth look at your buying ability.  You may also use a payment calculator online to get an idea of what you want to pay monthly.

  1. DON'T WORRY IF YOU CAN'T PUT DOWN THE USUAL 20 PERCENT

Your Dan Ryan Builders Sales Consultant can suggest multiple programs based on credit scores and down payment may work for you.  Dan Ryan Builders also works with preferred lenders and they will also help select the right mortgage for you.  If you qualify, there are programs that require 0% to only 3.5% as a down payment.  Prices are increasing more quickly as the housing market heats back up.  You may miss the opportunity to buy the home of your dreams if you wait, set an appointment with a Dan Ryan Builders Sales Consultant today.

  1. UTILIZE OUR SALES CONSULTANTS

Even though the Internet gives buyers unprecedented access to home listings, most new buyers still have questions.  Whether or not you choose to use a real estate agent, our sales consultants are experts in the following: their area, communities, homes, home sites, choices for the homes, financing and, Dan Ryan Builders.  Buying a new home shouldn't be an uninformed one, our sales consultants are knowledgeable so you make the best decisions with confidence!

  1. BE REALISTIC

Understand what you can afford by either pre-qualification with a loan officer or an appointment with one of our sales consultants.  If you are on a tight budget, that is okay, many Dan Ryan Builders homes come nicely appointed.  Your sales consultant can help you determine which aspects of your new home are most important to you, then help you budget accordingly whether it is having a screened porch, brick front or those stainless steel appliances - we're here to help you achieve your goals and stay within a realistic budget.

  1. BEFORE HOUSE HUNTING, HAVE A PLAN

If you spend time thinking about how you live in your current home, how long you want to be in the new home, what sort of features are important to you and why you'll be able to ensure you are looking at only the homes that really fit your lifestyle.  Dan Ryan Builders sales consultants are trained to help guide you through this process quickly and efficiently, they won't waste your time telling you what they have rather, they will listen and understand what you want.  If you have some basic thoughts about how you see yourself using the new home, they can quickly pinpoint you to ideal Dan Ryan Builders' homes and communities